About

What is a title loan?

Title loans are a quick and easy way for people to get the cash they need by using their car title. Your truck’s value is used to secure the loan transaction, so you can get several thousand dollars quickly and good credit is not required. And, you get to keep driving you truck!

A title loan is easy to repay. 18 Wheeler Title Loans North Carolina accepts many types of payments and even offers convenient automatic options.

Why 18 Wheeler Title Loans?

18 Wheeler Title Loans is designed from the ground up to offer our customers an alternative to traditional title loan products. Applying online or by phone saves our customers precious hours in their day.

Besides the convenience, we also offer competitive rates. Not only will you have access to the funds you need, but you will pay less!

Details about our title loan products

First time customers typically qualify for a title loans between $500 to $3,000 with an APR of 240%. Duration for our title loans vary depending on state and can be less than 30 days and up to 24 months. We do not report payment history to credit bureaus but we may verify your application information resulting in inquiries on your credit report. You may incur late or NSF fees in case of late payment and in some cases your truck maybe repossessed. We try to offer all of our customers the most flexible repayment arrangements and our customers may choose to extend or refinance their title loan.

We are here to help!

Our online application only takes a few minutes, but you can also get in touch with our friendly customer service agents if you have any questions. Give us a call at 1-803-548-1727 and we will help finish your application over the phone.

We are committed to responsible lending.

Application Form

10 + 5 =

Customers Review

Deborah Hargrove
Deborah Hargrove
16:15 29 May 18
Jenny is a stand up person. She is very patient. Excellent customer service. Very helpful and resourceful. She has an outstanding smile. She makes you feel so welcomed and very respectful. I can go on and on. But overall fast easy service... I'll recommend anybody to go there and give them a chance to assist you.
Donna Negron
Donna Negron
16:52 04 Dec 17
I came in to 1st Capital Finance after going to Title max first who could Not help me and referred me to Auto Money who said I was to far. Arlene was amazing at 1st Capital Finance. I told her my situation she did everything in her power to assist me and she did! Thank you so much for your help Arlene and 1st Capital Finance!
Danielle Smalley
Danielle Smalley
23:34 12 Nov 17
I had a very positive experience , Thanks to Arlene Mulinax. She was very friendly and helpful. I would highly recommend her and 1st Capital to my family and friends.
Marion Gaither
Marion Gaither
00:09 12 Nov 17
I've enjoyed doing business with 1st Capital Finance since I've been with them. Arlene Mullinax and her staff have been very good with helping me on my financial needs. I would recommend them highly.
Linh Quach
Linh Quach
21:10 05 Oct 17
0 stars, is negative stars possible? Don't get scammed folks. Don't even consider this a last resort. Unless you are considering suicide bc that is the only way to get out of the debt once you walk in and you have been baited. Do not do it. Save yourself. This is never ever an option.
See All Reviews