Commercial Title Loans

Same day approval commercial title loans in NC and SC.

Apply in minutes and get approval today. Call now for help. 803-548-1727

Frequently Asked Questions

How Long Will It Take To Be Approved?

The approval process is fast and easy. Most applicants get approved the same day in most cases after submitting the necessary documents. Of course, it could be faster if you call us now to discuss with our dedicated commercial loan team.

What Document Do You Require?

In order for us to give you the best service experience and to help you facilitate future application faster, will request for some document during your application. All requests are transparent and our expert support are always happy to explain every single thing to our customers.

How Much Loans Can I Get?

You could get $500 to $9000 during your first application. Subsequent amount could be much higher than that. Of course, you can always visit our nearest offices for more detail about our loan, or call our always-available phone number.

How Do I Apply?

You can start your application right here. Kindly fill the form on this page and submit it. We encourage you to fill the information correctly so that we can quickly process it or call now and talk with real person to help you start the application NOW.

I Need More Information About Your Rate!

AWESOME! Personalized questions are better answered in person or via phone call. Kindly call this number now to speak with us. No automatic response. Talk to real person NOW.

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Customers Review

1st Capital Auto Title Loans
Based on 36 reviews
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joren mathew
joren mathew
23:34 03 Jan 20
Jenny have a great and experienced team, which helps me to pay my child education instant basis and sort my money related issues. Thanks to complete 1st capital team for help me in my financial trouble.
Machine Operator Demolition Seattle
Machine Operator Demolition Seattle
19:51 11 Dec 19
Avoid avoid avoid Tell the fat girl quit wasting people's time and go to the gym how you going to sell cars with dead batteries
annabelle patty
annabelle patty
11:41 09 Dec 19
One day, I woke up and need an urgent cash or money on your hands. Then, I contact to 1st capital for getting an cash. Really recommended to others and such a great team with systematic approach.
lesa melanie
lesa melanie
08:27 04 Dec 19
I had a very positive experience with 1st Capital Title Loans team. I came to here, after going to another title loans company, they are charging too much interest rates. After visiting the title loans, I found out the systematic approach to get an immediate basis cash or money on your hands.
Deborah Hargrove
Deborah Hargrove
16:15 29 May 18
Jenny is a stand up person. She is very patient. Excellent customer service. Very helpful and resourceful. She has an outstanding smile. She makes you feel so welcomed and very respectful. I can go on and on. But overall fast easy service... I'll recommend anybody to go there and give them a chance to assist you.
17:06 09 May 18
I got a car title loan on my truck and I got what I needed. I am glad I got my loan with Jenny at 1st Capital Finance company. They treated me with real respect and gave me the best customer service I have ever gotten anywhere.
Donna Negron
Donna Negron
16:52 04 Dec 17
I came in to 1st Capital Finance after going to Title max first who could Not help me and referred me to Auto Money who said I was to far. Arlene was amazing at 1st Capital Finance. I told her my situation she did everything in her power to assist me and she did! Thank you so much for your help Arlene and 1st Capital Finance!
Danielle Smalley
Danielle Smalley
23:34 12 Nov 17
I had a very positive experience , Thanks to Arlene Mulinax. She was very friendly and helpful. I would highly recommend her and 1st Capital to my family and friends.
Marion Gaither
Marion Gaither
00:09 12 Nov 17
I've enjoyed doing business with 1st Capital Finance since I've been with them. Arlene Mullinax and her staff have been very good with helping me on my financial needs. I would recommend them highly.
Linh Quach
Linh Quach
21:10 05 Oct 17
0 stars, is negative stars possible? Don't get scammed folks. Don't even consider this a last resort. Unless you are considering suicide bc that is the only way to get out of the debt once you walk in and you have been baited. Do not do it. Save yourself. This is never ever an option.
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What are my Minimum and Maximum period of repayment?

Our loans range from 12 months to 24 months repayment period, depending on the specific loan.

What is the APR for 1st Capital “VIP Platinum Loan Program”?

The APR for the VIP Platinum Program is as low as 150% APR for all qualifying customers, meeting all the necessary criteria. If you do not qualify rates for this special promotion your rates will be higher and disclosed fully before you visit a branch.

What is the cost of my credit going to be?

The APR for our Platinum Program is as low as 150% for all qualifying customers but can be lower depending on your creditworthiness, collateral, and agreed-upon terms. Loan amounts start at $1000.00 with a term of 12 to 24 months. Most Platinum Loan Program loans will take up to a day to process.

When you’re in need of cash, look no further than 1st Capital Car Title Loans! Call today and get the cash you need! –