Commercial Title Loans

Same day approval commercial title loans in NC and SC.

Apply in minutes and get approval today. Call now for help. 803-548-1727

Frequently Asked Questions

How Long Will It Take To Be Approved?

The approval process is fast and easy. Most applicants get approved the same day in most cases after submitting the necessary documents. Of course, it could be faster if you call us now to discuss with our dedicated commercial loan team.

What Document Do You Require?

In order for us to give you the best service experience and to help you facilitate future application faster, will request for some document during your application. All requests are transparent and our expert support are always happy to explain every single thing to our customers.

How Much Loans Can I Get?

You could get $500 to $9000 during your first application. Subsequent amount could be much higher than that. Of course, you can always visit our nearest offices for more detail about our loan, or call our always-available phone number.

How Do I Apply?

You can start your application right here. Kindly fill the form on this page and submit it. We encourage you to fill the information correctly so that we can quickly process it or call now and talk with real person to help you start the application NOW.

I Need More Information About Your Rate!

AWESOME! Personalized questions are better answered in person or via phone call. Kindly call this number now to speak with us. No automatic response. Talk to real person NOW.

Application Form

Customers Review

1st Capital Auto Title Loans

3.9

Based on 38 reviews

Glenn Phillips

11:27 15 Mar 22

Really thanks to complete team of 1st Capital title loans, that helped in a tough times and solve my money related queries. Recommended to others.

johanson shell

12:44 04 Mar 21

This is my second loan with 1stcapital. Excellent service and I recommend it to everybody.

boran johns

15:17 25 Jan 21

Thanks to the complete team of 1st Capital title loans, that helps you to get an immediate basis cash or money on your hands. Really Thanks.

jewish james

12:16 28 Dec 20

Thanks for sharing the complete team of 1st Capital Title Loans that helps me in a tough times to solve my money issues immediately.

nevan johns

11:58 23 Nov 20

Their overall lending process was really smooth and fast. It was a great experience with 1st Capital title loans team. Really recommended to others.

Mary Rouzer

19:18 14 Nov 20

They were extremely friendly. Fast and very precise in all of the work. I would use them again.

K S

04:18 11 Nov 20

This is because your 5 stars review are not real. What are the odds that they’re all saying either the Same things or very very very similar things. What are the odds that every single one of them states somewhere in between “first time knowing about title loan” OR “don’t know more about title loan” SMH for dishonesty!

Ryan Jan

17:40 22 Sep 20

First time, I came to know about Title Loans that helps you to get an immediate basis cash or money. Complete team of 1st Capital Title Loans are very helpful and solve my money issues immediately.

Effertz Tawnya

11:26 03 Sep 20

Don't know more about Title Loans. But. I can say that the complete team helps me to understand the services and solve my money issues immediately. Really recommended to others.

Wendy Donny

10:09 27 Aug 20

First time, I came to know about Title Loans and solve my money related issues. Thanks for helping me in a tough times.

debbie alberta

09:43 10 Aug 20

First time, I came to know about title loans that helps you to solve my money issues.Complete team work very well and helps me in tough times. Thanks.

Main Baker

01:32 11 Jul 20

Good to know about the title loans. Complete team of 1st Capital title loans, helps me out to solve my money issues instant basis by providing title loans. Really Thanks.

shellie mathan

15:54 24 Jun 20

Don't know more about Title Loans, but after contacting to title loans. I came to know complete procedure and thanks to complete team of 1st capital title loans to helping me tough times.

Baunie joseph

09:06 10 Jun 20

1st Capital Title Loans follows the complete systematic approach, that helps you to get an immediate basis cash or money whenever you need it. Thanks for helping me in a tough times.

Den Martin

04:03 09 May 20

Everyone need money. But, whenever need of time in emergency situations. No one can help you.Thanks a lot 1st Capital title loans they helped me in a tough times and solve my issues. Really Thanks.

Britne M

14:32 20 Apr 20

So we came on Thursday to see a car and waited almost an hour at the door nobody ever came. Came back friday around 12pm and it took another 20 mins for somebody to come to the door. It was 1215pm and Crystal said her break wasnt over until 130pm. I never heard of anybody having an hour and a half break. So Desmond came to the door and gave us the keys for us to test drive. We came back and said we wanted the car, he said okay but i have to go to the other store and will be back in 30 mins, so we said okay we will wait. It took him almost 2 hours to get back. Crystal got off break 45 mins before he got back and said to give her a second to get the paperwork together. Then 30 mins later she said she didnt have the authority to turn the car over and we had to wait for Desmond to get back. He pulled up 15 mins later and did the paperwork and it is now Monday 2 days later and we back because he signed the title where it says buyer. The lady working today is rude. We was here for almost 4 hours in the hot sun. They need better customer service agents. If it was not for my husband really wanting the car then I would not have given them our money. They are rude and obviously dont want to be here and they wouldnt negotiate the price even though there was multiple problems

alexis colette

19:37 27 Mar 20

Really thanks to complete team of 1st Capital Title Loans, they helped me in tough times and solve my money related issues. First time, I came to know title loans is the simplest process and get a loans immediate basis.

Amy Rogen

12:33 29 Feb 20

Don't know more information about auto title loans, but after contacting to 1st capital title loans. I came to know the details about title loans and solve my money related issues today. Thanks alot for providing me title loans.

joren mathew

23:34 03 Jan 20

Jenny have a great and experienced team, which helps me to pay my child education instant basis and sort my money related issues. Thanks to complete 1st capital team for help me in my financial trouble.

Machine Operator Demolition Seattle

19:51 11 Dec 19

Avoid avoid avoid Tell the fat girl quit wasting people's time and go to the gym how you going to sell cars with dead batteries

annabelle patty

11:41 09 Dec 19

One day, I woke up and need an urgent cash or money on your hands. Then, I contact to 1st capital for getting an cash. Really recommended to others and such a great team with systematic approach.

lesa melanie

08:27 04 Dec 19

I had a very positive experience with 1st Capital Title Loans team. I came to here, after going to another title loans company, they are charging too much interest rates. After visiting the title loans, I found out the systematic approach to get an immediate basis cash or money on your hands.

Deborah Hargrove

16:15 29 May 18

Jenny is a stand up person. She is very patient. Excellent customer service. Very helpful and resourceful. She has an outstanding smile. She makes you feel so welcomed and very respectful. I can go on and on. But overall fast easy service... I'll recommend anybody to go there and give them a chance to assist you.

DEWEY WALL

17:06 09 May 18

I got a car title loan on my truck and I got what I needed. I am glad I got my loan with Jenny at 1st Capital Finance company. They treated me with real respect and gave me the best customer service I have ever gotten anywhere.

Donna Negron

16:52 04 Dec 17

I came in to 1st Capital Finance after going to Title max first who could Not help me and referred me to Auto Money who said I was to far. Arlene was amazing at 1st Capital Finance. I told her my situation she did everything in her power to assist me and she did! Thank you so much for your help Arlene and 1st Capital Finance!

Danielle Smalley

23:34 12 Nov 17

I had a very positive experience , Thanks to Arlene Mulinax. She was very friendly and helpful. I would highly recommend her and 1st Capital to my family and friends.

Marion Gaither

00:09 12 Nov 17

I've enjoyed doing business with 1st Capital Finance since I've been with them. Arlene Mullinax and her staff have been very good with helping me on my financial needs. I would recommend them highly.

Linh Quach

21:10 05 Oct 17

0 stars, is negative stars possible? Don't get scammed folks. Don't even consider this a last resort. Unless you are considering suicide bc that is the only way to get out of the debt once you walk in and you have been baited. Do not do it. Save yourself. This is never ever an option.

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What are my Minimum and Maximum period of repayment?

Our loans range from 12 months to 24 months repayment period, depending on the specific loan.

What is the APR for 1st Capital “VIP Platinum Loan Program”?

The APR for the VIP Platinum Program is as low as 150% APR for all qualifying customers, meeting all the necessary criteria. If you do not qualify rates for this special promotion your rates will be higher and disclosed fully before you visit a branch.

What is the cost of my credit going to be?

The APR for our Platinum Program is as low as 150% for all qualifying customers but can be lower depending on your creditworthiness, collateral, and agreed-upon terms. Loan amounts start at $1000.00 with a term of 12 to 24 months. Most Platinum Loan Program loans will take up to a day to process.

When you’re in need of cash, look no further than 1st Capital Car Title Loans! Call today and get the cash you need! – https://18wheelertitleloansnorthcarolina.com/privacy-policy/